I use my State Farm Agent for all my cars. My agent is a Corvette (4) guy. I have current stated values on both Tigers. He walked me through the process with photos and didn’t need a private apprasal. Along with the pictures, we submitted A NADA values sheet off the NADA classic cars website. $130.00 for six months. What you must be concerned about is if your vehicle gets clobbered by some clown with "FLY by NIGHT Insurance." A couple of years ago I got hosed for $3000 when this kid ran a red light and totaled my wife’s car. You want replacement value !